Entre mission sociale et résistance au changement : les défis du microcrédit dans les pays en développement – Le cas du Cameroun
DOI:
https://doi.org/10.1522/revueot.v35n1.2099Keywords:
Microcredit, microfinance institutions, personal credit, solidarity-based credit, stakeholdersAbstract
This paper examines how stakeholders in microfinance institutions (MFIs) perceive microcredit supply policy in the developing country of Cameroon. The study was conducted between November 2024 and March 2025, based on a series of semi-structured interviews with both beneficiary customers and MFI managers. The results show a marked discrepancy between customer expectations and how they are interpreted by managers, who often tend to downplay or reword the concerns expressed. Such an attitude, which can be seen as a subtle form of resistance to change, hinders the fulfillment of the original social mission of MFIs and illustrates the structural challenges facing microcredit in developing countries.
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